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Five Star Bank Appoints Patrick C. Keating as Rochester Regional President

date
April 25, 2025

ROCHESTER, N.Y. – Five Star Bank (the “Bank” or “Five Star”), a subsidiary of Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”) and an affiliate of wealth management firm Courier Capital, LLC (“Courier Capital”), announced that Patrick C. Keating has been appointed Rochester Regional President.

Mr. Keating, a Senior Vice President who has been with the growing community bank for more than a decade, will serve as the head of Five Star’s Rochester market, which includes Greater Rochester and extends into New York’s Southern Tier. He will be responsible for connecting commercial customers  to the Company’s breadth of relationship-based financial services offerings, including commercial lending, merchant services, treasury management, and wealth management, as well as its consumer banking and residential mortgage offerings for individuals and families and municipal banking offerings for local governments, schools, and other municipalities. Mr. Keating previously served as Western New York Regional President.

“Patrick is a valuable leader at Five Star who has developed strong and enduring relationships during his tenure here across our Western New York footprint, including in both Buffalo and Rochester,” said Martin K. Birmingham, President and Chief Executive Officer. “We look forward to his continued contributions as he helps to guide our growth in Rochester – providing strategic leadership, greater alignment of our customer-facing teams, and ensuring a simple, connected and trusted experience for our customers.”

Mr. Keating joined Five Star in 2013 as Vice President, Commercial Banking. Earlier in his nearly 20-year banking career he worked for M&T Bank, including as a Senior Commercial Credit Analyst and Relationship Manager, and at American Heritage Federal Credit Union, as a Business Relationship Manager. Mr. Keating earned his BS in Economics from Allegheny College and his MBA from the University of Rochester’s Simon Business School. Active in the community, he serves on the boards of Horizon Health Services and the Buffalo Renaissance Foundation.

Mr. Keating will be based at Five Star Bank Plaza in downtown Rochester, where the Bank relocated its regional administrative center in 2017. Five Star operates eight branches in Rochester or its suburbs, and 26 across Greater Rochester and the Southern Tier.

The Company is actively recruiting for the Buffalo Regional President role, as it continues to grow its presence in Western New York.

About Financial Institutions, Inc. and Five Star Bank

Financial Institutions, Inc. (Nasdaq: FISI) is a financial holding company with approximately $6.1 billion in assets as of December 31, 2024, offering banking and wealth management products and services. Its Five Star Bank subsidiary provides consumer and commercial banking and lending services to individuals, municipalities and businesses through banking locations spanning Western and Central New York and a commercial loan production office serving the Mid-Atlantic region. Learn more at Five-StarBank.com.

For additional information contact:

Kate Croft

Director, Investor and External Relations

716-817-5159

klcroft@five-starbank.com

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