ESL Federal Credit Union Surpasses $10 Billion in Assets
Milestone Reflects Sustained Growth, Expanded Presence, and Continued
Investment in the Greater Rochester Area
ROCHESTER, N.Y., April 27, 2026—ESL Federal Credit Union announced today that it has officially surpassed $10 billion in assets, marking a significant milestone in the company’s continued growth and longstanding commitment to the communities it serves. The achievement reflects sustained financial strength, expanding membership, and strategic investments.
“Reaching $10 billion in assets represents an important moment for us in ESL’s history and underscores the confidence our members place in us to assist with their financial needs,” said Tom Rogers, President and CEO of ESL. “Our steady growth has been driven by our expanding branch network, enhanced digital capabilities, and deepened relationships with the members and businesses we serve. Our thanks to the entire ESL team to help drive this continued growth.”
In the past five years, ESL has expanded its physical footprint with 11 new branch locations, including three new branches in the City of Rochester, and eight new branches through the asset acquisition of Generations Bank, which extends the credit union’s reach across Orleans, Seneca, and Cayuga counties. These investments have strengthened local access to banking services while supporting economic vitality in neighborhoods and business districts throughout the area.
The growth of ESL has also supported continued reinvestment in the community through initiatives such as its annual Owners’ Dividend, Community Impact philanthropic grants, and support for small businesses and homeownership. Through these initiatives, ESL has returned hundreds of millions of dollars to members and local organizations.
With more than 100 years of locally owned history, ESL remains focused on delivering superior customer experiences for the evolving needs of its members while simultaneously strengthening the communities in which they live and work. Surpassing $10 billion in assets reflects both financial performance and an ongoing commitment to shared success.
About ESL Federal Credit Union
With more than 100 years of locally owned history, ESL Federal Credit Union serves as a full-service financial institution to more than 465,000 members and 18,700 businesses. Founded in 1920, the company provides personal banking, business banking, mortgage services and wealth management services through its locally based 33-branch network; telephone, mobile and online banking; and live chat center.
The Rochester-based financial institution employs more than 1,000 people in the Greater Rochester and Finger Lakes region and holds more than $10.6 billion in assets. Since 1996, ESL has paid out 30 consecutive years of Owners’ Dividends to its members totaling more than $350 million. Since the creation of its Community Impact initiative in 2018, ESL has reinvested more than $173 million in grants throughout the community. The company has appeared on Great Place to Work® lists since 2010. ESL Federal Credit Union is headquartered at 225 Chestnut Street, in Rochester, and can be found online at www.esl.org.